Commercial Benefits - Reduce Costs
Card Processing
Reduce your card processing costs with our preferential rates from HSBC Merchant Services
With more and more retail sales now happening on plastic it's critical you have the best card processing deal available.
That's why over 380 ActSmart subscribers are taking advantage of our exclusive card processing package with HSBC Merchant Services, which generates over 1 million card transacitons worth nearly £100m.*
Giving us a great opportunity to help you reduce the cost of taking plastic and get a good deal on your card processing rates.
* Based on Oct 05 - Oct 06 figures.
Key Features
- Benefit from our combined negotiating power
- Exclusive low rates on debit and credit card transactions
- If your turnover is greater than £300k we will help you gain an individual negotitation
- Low rates on terminal rental costs
- No refund card charges (other providers can charge 30p - 40p)
- Free terminal set-up, usually £150
Preferential card processing rates available to:
Download Documents
Frequently Asked Questions
Q: Do I have to change banks to use HSBC Merchant Services?
A: No, this is a card processing service and is completely separate to business banking. The benefit of banking with HSBC as well as doing your card processing with them is that payments get into your account quicker.
Q: How long does it take to switch to HSBC Merchant Services?
A: We generally advice retailers to expect their service to be up and running within 3 - 5 weeks, often it happens quicker than this but because its so important to your business we suggest you allow plenty of time. Afterall there's money involved!
Q: How and when can I negotiate lower rates with HSBC Merchant Services?
A: If your credit card turnover is in excess of £300,000 per year you may be able to negotiate lower rates. We don't publish these rates because it is done on an individual basis depending upon your turnover, sales volumes and average transaction values. If you would like a personal negotiation contact us and we'll arrange this with HSBC Merchant Services.
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